Tampa Mortgage Experts

 

Tampa Mortgage Company

Since 1998, Foundation Mortgage has been one of the leading Mortgage Companies in Tampa Florida.  We are a licensed home loan lender in Tampa and fully accredited A+ rated member of the Better Business Bureau.  Our Expert Mortgage Brokers in Tampa are licensed with a minimum of 5 years of experience in the Tampa home loan business.  Each of our senior processors in Tampa has over 20 years of experience and work directly with the home mortgage underwriters of your Tampa loan to ensure that your loan processes smoothly and as quickly as possible.  We offer Tampa Mortgages and some of the lowest Tampa Mortgage Rates of the major Mortgage Companies in Tampa Florida. 

Tampa Mortgage Home Loan Products

• Foreign National Mortgages in Tampa

• We offer Tampa Foreign National loans to borrowers of nearly all nationalities without Tax Returns or Credit Reports.
• Min Tampa Loan Amt = $70,000 /  30% Down-Payment
• Max Tampa Loan Amt = $10,000,000 / Down payment determined on a Case-by-Case basis.
• Home loans for Foreign Nationals in Tampa: Single Family, Town-homes, Tampa Condos
• Tampa FHA Loan Programs (Click to go to the FHA Loan Page)
• An FHA Home Mortgage Loan is the product of choice for borrowers looking to make a small down-payment or who have a low credit score.
• 3.5% down-payment for Tampa FHA purchases/equity for Tampa FHA Refinances.
• Tampa FHA Cash-out Refinances up to 85% of the value of your home.
• Lowest Tampa Mortgage Rates for borrowers with low credit scores.
• NO MI Underwriting Approval on Tampa FHA Loans.
• Tampa FHA Loan Limits
• Broward County Mortgage FHA Loan Limit = $423,500
• Tampa-Dade County Mortgage FHA Loan Limit = $423,750
• Monroe County Mortgage FHA Loan Limit = $729,750
• Palm Beach County Mortgage FHA Loan Limit = $423,750
• Tampa VA Loan Programs (Click to go to the VA Page)
• A VA Home Loan is available for Active Duty Military Personal, Veterans, Members of the Coast Guard/Army Reservists, and some surviving spouses.
• A Tampa VA Mortgage does not require any down-payment up to the following amount in each of the following South Florida Counties:
• Tampa VA Loan Limits
  • Broward County Mortgage VA Loan Limit = $423,500
  • Tampa-Dade County Mortgage VA Loan Limit = $423,750
  • Monroe County Mortgage VA Loan Limit = $729,750
  • Palm Beach County Mortgage VA Loan Limit = $423,750
• VA Home loans do not require monthly mortgage insurance.
• Lowest Tampa Mortgage Rates for borrowers looking for a mortgage with no-down-payment.
• Tampa Jumbo Mortgage and VA Jumbo Loan Programs
• Tampa VA Jumbo Loans are available with a small down-payment up to $1,000,000.
• Click on the VA Jumbo link above to learn more about Tampa VA Jumbo mortgages.   We consider this to be the best Tampa Jumbo loan product on the market- and also one of the least understood.
• Reverse Mortgage Loans in Tampa
• A Reverse Mortgage is a loan where the borrower purchases or refinances a home loan of an existing home and then never makes another loan payment. 
• Must be of retirement age- this is a loan program for retirees. 
• A Reverse Mortgage in Tampa is a government loan program and requires no income verification. 
• Tampa reverse mortgages require an interview with an independent counselor. 
• HARP Refinance in Tampa
• DU Refi Plus Loan in Tampa
• Refi Relief Loans in Tampa
• Refinance of your 1^st Mortgage up to 125% of the value of the property. 
• Does not require mortgage insurance
• A Tampa Refinance by HARP has reduced mortgage documentation requirements and sometimes does not require an - a Tampa Streamline Refinace. 
• We offer some of the lowest Tampa Refinance Mortgage Rates  for DU Refi Plus mortgage and Freddie Mac Refi Relief mortgages of all the Tampa refi market- enabling underwater homeowners to save sometimes tens of thousands of dollars over the life of the loan!
• Tampa Jumbo Mortgages
• We many of the lowest Jumbo Mortgage Rates in Tampa. 
• A Tampa home loan over $417,000 is considered a jumbo mortgage. 
• Tampa Jumbo loans have qualification requirements that are more difficult than conventional loan amounts below $417,000.
• We offer a Jumbo Condo loans with no Condo Approval Requirements!
• Contact one of our Tampa Mortgage Brokers today and receive a FREE consultation and Tampa Mortgage Pre-Approval.
• Tampa Jumbo Mortgages are available with as little as a 20% down-payment.
• Minimum Jumbo Loan Amount in Tampa = $417,000
• Maximum Tampa Jumbo Mortgage Amount = $10,000,000 or a case-by-case basis determined by the the strength of the borrower.
• Tampa Condos Loans
• Has your Tampa Condo Loan been denied by another lender?
• We specialize in Tampa Condos loans.  Every month we close mortgages for borrowers whose prior lender denied the condominium project.
• Tampa was one of the hardest hit regions when the mortgage market collapsed and many mortgage lenders refuse to lend in buildings if they don’t meet a stringent Tampa Condo questionnaire- regardless of the down-payment or strength of the loan.
• Our Tampa Mortgage Brokers know the banks that lend without any project approval.

 

 

 

 

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